Dental membership plans are an affordable alternative to dental insurance coverage. The two are not the same. Membership plans provide a card for an annual fee that allows members access to savings when they visit a dentist who is part of the network. Pricing differs but is typically less than the cost of one initial dentist appointment.
That savings can be from ten to sixty percent on every dental appointment, depending on the procedures and savings levels selected for customized plans. There are over thirty plans available to accommodate the needs and budgets of those interested. No health restrictions, pre-approval, or paperwork apply to dental plans.
When selecting a plan, people can choose to have different procedures included in several categories. Preventative, restorative, cosmetic, oral surgery, dentures, and orthodontics are among available categories. One or many can be chosen. The type of dentist can also be selected. Options reflect the pricing of the membership.
Eighty percent of dentists in the U.S. are general dentists. It is important to realize the scope of procedures that a general dentist can provide. That knowledge will save you money on the plan of your choice. They do offer preventative dentistry that consists of x-rays, annual examinations, cleanings, and sealants.
They can also provide restorative and cosmetic procedures. Fillings, root canals, denture fittings, bridge work, diagnosing and treating gum disease, and even dental implants can be completed by a general dentist. Patients no longer have to be referred to specialists to have these procedures done. Cosmetic procedures include professional whitening treatments, cosmetic bonding, porcelain veneers, and plastic molded tray-style of braces.
A Few Other Aspects
Payment is due in full on an annual basis. Members receive reminders of renewal dates several weeks ahead of time. Plans can be purchased by individuals who are at least eighteen years of age. Family plans and business plans are also available. It is crucial to verify if a dentist is part of the network because no savings are available for dentists out of the network. That means no discount, no applying for reimbursement, or billing the plan. Go online to read more about this and determine if it will benefit the family.